Good Afternoon, Welcome To Spratt Auctioneers
Looking to Sell or Buy, Rent or Lease a property in Dungarvan or County Waterford, extending to Youghal and East Cork, if so, you are in the right place.County Waterford's leading Property Company can offer you the greatest selection in Residential houses, Apartments, Commercial, Pubs, Restaurants, Retail, Industrial, Warehousing, Farms For Sale, Lease or Rent in West Waterford, and East Cork, today.
If you require a Valuation either for Probate, Banking, Company, Institutional, or personal requirements, our office have significant experience in this area of service. Please go to the "Valuation Request Form" and our colleague Sharon shall respond promptly.
Equally, if you are considering selling or renting, please contact us, and we can arrange to inspect your property and advise you without obligation.
After browsing through our website, if you have any comments or feel that we can improve its functionality, your comments would be greatly appreciated.
We look forward to meeting with you and being of service.
on behalf of the Spratt Family.
Working in property since 1938.
| Latest For Sale/Lease | Latest Rentals |
Latest News |
| (10 February 2015) |
| Mortgage approvals up 44% last year as recovery continues!! |
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Mortgage approvals up 44% last year as recovery continues!! The number of mortgage approvals in Ireland rose by 43.6 per cent last year to 26,576, according to latest figures from the Banking & Payments Federation Ireland. There were 2,780 home loan approvals on average in each of the three months to the end of December 2014. This represented a rise of 57.8 per cent when compared with the same period in 2013 and 1 per cent on the three-month moving average to the end of November. This would suggest there was only a modest uplift in approvals during the closing weeks of last year in spite of new rules on tighter loan-to-value ratios, as proposed by the Central Bank of Ireland in October, being on the horizon. House purchases accounted for 2,564 of the mortgage approvals each month in the final quarter, with 216 remortgages or top-ups. Some €511 million worth of new mortgages was approved in each of the three months to the end of December – the highest level since the lobby group began compiling this data in 2011. This comprised €483 million in house purchases – up 58.4 per cent year on year – and €28 million for remortgages or top-ups. The value of mortgage approvals rose 61.2 per cent year on year and by 1.8 per cent when compared with the three months to November's end. In total, €4.7 billion in mortgages was approved in 2014, up 50.4 per cent on 2013. The figures show that the average mortgage approval value in the three months to the end of November amounted to €183,813, up 2.2 per cent on a year earlier. The average mortgage for a house purchase rose by 1.2 per cent to €188.378. This data measures mortgage approvals by lenders. Statistics for the number of home loan drawdowns by customers in the final quarter are not yet available. The approvals data suggests banks were more willing to lend to customers last year and demand has improved as the economy recovers. The Central Bank's planned new rules on mortgages, which will shortly come into force, would also have fed the increase in approvals. |
